D. Alan Swan, B.A., B.Ed., CIP Ruth E. Swan, B.Sc., B.Ed., CIP
Serving
Clients in Nova Scotia and New Brunswick, Canada
INSURANCE AND INVESTMENTS SINCE 1985
"Our goal is to provide quality products and service at a competitive price."
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INFORMATION OPTIONS
INSURANCE
GUARANTEED ISSUE LIFE INSURANCE
INVESTMENTS
CONTENTS INSURANCE: DO YOU
HAVE ENOUGH?
CHANCES
ARE You remembered all your big ticket Purchases when deciding how much
contents insurance coverage to buy.
If
you were to lose your home to fire, for example, how much would it cost
to replace all the clothes and shoes in your closet? Can you put a
dollar value on the food in your cupboards and tools in your basement
right now?
Use this list to catalogue the items you may have overlooked, then check your grand total against the face value of your existing policy. If your insurance covers it, rest easy. If not, you may want to call your broker or insurance provider and top up your coverage.
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Kitchen |
|
Dining Room |
|
|
Small appliances |
$____________ |
Flatware |
$____________ |
|
Contents of fridge |
$____________ |
Linens |
$____________ |
|
Contents of cupboards |
$____________ |
Crystal |
$____________ |
|
Alcohol |
$____________ |
Candle sticks |
$____________ |
|
Dishes |
$____________ |
TOTAL |
$____________ |
|
Pots and pans |
$____________ |
|
|
|
Cleaning supplies |
$____________ |
Bedroom 1 |
|
|
Other |
$____________ |
Coats, suits, ties, shirts and jackets |
$____________ |
|
TOTAL |
$____________ |
Shoes |
$____________ |
|
|
|
Purses and brief cases |
$____________ |
Bathroom |
|
Linens and pillows |
$____________ |
|
Prescription drugs |
$____________ |
Luggage |
$____________ |
|
Over the counter medications |
$____________ |
Other |
$____________ |
|
Toiletries |
$____________ |
TOTAL |
$____________ |
|
Scale |
$____________ |
|
|
|
Hairdryer |
$____________ |
Bedroom 2 |
|
|
Mirrors; shower curtain |
$____________ |
Clocks |
$____________ |
|
Bath mat; towels |
$____________ |
Linens and pillows |
$____________ |
|
Cleaning supplies |
$____________ |
Video games |
$____________ |
|
Other |
$____________ |
Clothes |
$____________ |
|
TOTAL |
$____________ |
Toys |
$____________ |
|
|
|
Other |
$____________ |
Living Room |
|
TOTAL |
$____________ |
|
Lamps |
$____________ |
|
|
|
Books |
$____________ |
Basement and Garage |
|
|
|
$____________ |
Sports equipment |
$____________ |
|
|
$____________ |
Workshop and garden tools |
$____________ |
|
|
$____________ |
Vacuum cleaner |
$____________ |
|
Pictures |
$____________ |
Iron and ironing board |
$____________ |
|
|
$____________ |
Lawnmower |
$____________ |
|
|
$____________ |
Garden furniture |
$____________ |
|
|
$____________ |
Barbecue |
$____________ |
|
Other |
$____________ |
Other |
$____________ |
|
TOTAL |
$____________ |
TOTAL |
$____________ |
|
|
|
|
|
|
© D. Alan Swan 2008 |
|
GRAND TOTAL |
$____________ |
While we recognize this guide will not be complete, it should enable you to make a list of your
household items and calculate their replacement value
Remember that if you policy has 'replacement Cost on Contents" this is the value you should use,
not it's actual cash value (ACV) or depreciated value.
